Terms of service

1. Introduction Welcome to the website of C.o.b.r.a, a premier Business Management Strategies firm located in NY, NY. By accessing or using our website, you agree to comply with and be bound by these Terms of Service. Please review them carefully before engaging with our content, services, or products.

2. Acceptance of Terms By accessing our website, you accept these Terms of Service. If you do not agree to these terms, please do not use our website. C.o.b.r.a reserves the right to modify these terms at any time, and we encourage you to check this section regularly for updates.

3. Use of Website Our website is intended for personal or informational use only. You are responsible for ensuring that any information you provide is accurate and up to date. Any unauthorized use of our website, including but not limited to unauthorized entry into our systems, misuse of passwords, or misuse of any information posted on a site, is strictly prohibited.

4. Intellectual Property All content available on this website, including text, graphics, logos, and images, is the property of C.o.b.r.a or our licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any of our content without express written permission.

5. Limitation of Liability C.o.b.r.a will not be liable for any damages resulting from the use or inability to use the site. This includes, but is not limited to, damages for errors, omissions, or delays in the delivery of content or the service.

6. Governing Law These Terms of Service are governed by and construed in accordance with the laws of the United States and specific to the State of New York. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located within New York.

7. Contact Information: If you have any questions or concerns about these Terms of Service, please contact us at the provided contact page of our website. We appreciate your engagement with C.o.b.r.a., and we are committed to providing exceptional service. 

Terms & Conditions
Last Updated: 2026

1. Referral-Only Services
C.O.B.R.A operates on a private, referral-only basis. Services are not offered to the general public, and access to this site does not constitute an offer of services. Engagements occur only after direct referral, scope confirmation, and mutual agreement.

2. Nature of Services
C.O.B.R.A provides administrative, organizational, strategic, and business support services, including but not limited to document preparation, process structuring, operational guidance, and business support coordination.

C.O.B.R.A does not provide legal advice, tax advice, financial advice, or licensed professional services unless explicitly stated in a written agreement.

Clients are solely responsible for all final decisions, filings, submissions, and business outcomes.

3. No Guarantees
C.O.B.R.A makes no guarantees regarding business success, approvals, outcomes, timelines, revenue, or regulatory decisions. All services are provided on an as-is basis, in accordance with the agreed scope.

4. Client Responsibility
Clients are responsible for:

Providing accurate and complete information
Reviewing all documents before submission
Ensuring compliance with local, state, and federal laws
Maintaining copies of all records and filings
C.O.B.R.A is not liable for errors resulting from incorrect or incomplete client information.

5. Confidentiality
All client information shared with C.O.B.R.A is treated as confidential and used solely for the purpose of providing agreed services, unless disclosure is required by law or explicitly authorized by the client.

6. Limitation of Liability
To the maximum extent permitted by law, C.O.B.R.A shall not be liable for any indirect, incidental, consequential, or special damages arising from the use of services or information provided through this site or through direct engagement.

7. Intellectual Property
All content on this site, including text, structure, branding, and materials, is the property of C.O.B.R.A and may not be copied, reproduced, or distributed without written permission.

8. Termination of Engagement
C.O.B.R.A reserves the right to decline or terminate services at any time if the scope changes, boundaries are not respected, or the engagement no longer aligns with operational standards.

9. Updates to Terms
These Terms & Conditions may be updated at any time without notice. Continued use of the site constitutes acceptance of the current terms.